New: LendNX, the AI‑powered lending platform for banks and NBFCs. Meet LendNX
EONE Technologies, an EvonSys company
Built on ServiceNow

Every dispute, resolved on time.

We implement ServiceNow Disputes Management, built with Visa, to run card and non-card disputes from intake to chargeback to closure, with AI agents doing the screening and drafting.

Visa & MastercardReg E / Z & RBI timelinesAI agents
Implemented, integrated and run by EONE
The problem today

Four reasons disputes cost too much.

What slows financial services teams down, before ServiceNow and EONE.

01Many channels, re-keyed

Disputes arrive by app, branch and phone, then get typed into several systems.

02Deadlines tracked by hand

Network and regulatory timelines live in spreadsheets.

03Friendly fraud slips through

Ineligible claims reach analysts and waste hours.

04Money lost

Write-offs grow and chargebacks are lost on time limits.

How it works

From intake to closure.

01
Intake

App, web, branch, contact centre or virtual agent

02
Screen

AI checks eligibility and flags friendly fraud

03
Investigate

Transactions pulled from core and card systems

04
Chargeback

Filed with Visa, Mastercard and other networks

05
Resolve

Provisional credit and customer letters

06
Close

Closed with a full audit trail

Follow the money
What your customer sees
What we deliver

Everything you need, set up for your bank.

01

ServiceNow Disputes Management, configured for your products

02

Card network, processor and core banking integrations

03

A customer self-service portal and analyst workspaces

04

Letters, notices and deadline timers on every case

05

Reports on handling time, chargeback codes and trends

AI on ServiceNow

AI does the groundwork. People decide.

Now Assist and ServiceNow AI Agents, set up and governed by EONE for your teams.

✦AI agents screen out ineligible cases
✦Next step suggested for every case
✦Customer emails drafted for review
✦Small write-offs handled within your limits
✦Now Assist summarises every case
AI screening before analysts
ServiceNow capabilities used

The platform behind it.

ServiceNowAI Platform
01Disputes Management, built with VisaCard and non-card disputes, intake to closure

How EONE uses itConfigured for your card and account products

02AI AgentsDigital workers that plan and act, with approvals

How EONE uses itEligibility screening, small write-offs and customer emails

03Now AssistGenAI summaries, drafts and answers

How EONE uses itCase summaries and resolution notes for analysts

04Workflow Data FabricData from other systems, without copying

How EONE uses itLive core banking and card data, no copies

05AI Control TowerGovernance for every AI use

How EONE uses itApprovals, monitoring and audit of every AI action

Why EONE

Your ServiceNow partner for financial services.

We design, implement, integrate and run ServiceNow for banks, credit unions, NBFCs, insurers and fintechs, so the platform works the way your operations do.

280+certified professionals
50+projects delivered
30+clients worldwide
24x7managed services
1Financial services first

We work with banks, credit unions, NBFCs, insurers and fintechs, so we know disputes, complaints, claims and servicing from the inside.

2Certified ServiceNow team

ServiceNow-certified consultants, developers and architects who configure, build and test on your instance.

3Connected to your core

Integration Hub and Workflow Data Fabric link ServiceNow to core banking, card, payment and policy systems.

4We run it with you

24x7 managed services, upgrades and new ServiceNow releases adopted for you, every year.

Rules and controls

Every deadline, on a timer.

✓Reg E and Reg Z timelines

✓Visa, Mastercard and NACHA rules

✓RBI turnaround times for failed transactions

✓PCI data security

✓Maker-checker on credits and write-offs

✓Full audit trail

Every case inside Reg E
How we deliver

From discovery to 24x7 support.

1Discover1 week
2Design1 week
3Configure & integrate4 weeks
4Test & go live1 week
5Run & improve24x7 managed

Questions banks ask us.

Does it cover card and non-card disputes?

Yes. Card disputes, ACH and UPI payment disputes, and account disputes all run in the same workflow.

Which card networks are supported?

Visa and Mastercard integrations are available, and we connect other networks and your card processor as needed.

Can AI approve a dispute on its own?

Only where you allow it, such as small write-offs under a limit you set. Everything else goes to an analyst with the AI’s summary.

Does it work with our core banking system?

Yes. We connect ServiceNow to your core and card systems to pull transactions and post credits.

See a dispute resolved end to end.

A 30-minute demo on ServiceNow, built around your card and account products.